How To Write a Check in Easy Way

how to write a check

Are you making money transactions through digital payments? If your answer yes means Check is entirely a new thing for you. In some cases, you are forced to give a check for some payments, so you must know the way to write a check. There are so many things that need to be considered while filling a check. This guide will tell you the step by step procedure to write a check correctly, so follow the below mentions steps.

Important Terms in Filling a Check

Before getting into the way to write a check, I want to know you few important terms in Check which are shown below. Since below mentioned terms are important one, if you need pictorial representation for it means you can check it here.

  • Date
  • Name
  • Value(in $)
  • Value(in words)
  • Signature
  • Memo

Date

There will be a column at the upper right side of every check, which is reserved for writing the date. A date may be either today’s date or future date; however, it does not make any impact because every check becomes valid after making the signature.

Example: November 30, 2019

Name

Then there is a line for writing the name of the person who receives the payment. It may be an individual, a trust, business, or any entity which has a valid bank account to deposit the check. Name is a significant thing in the check because a small mistake in spelling can cause the status of check to invalid one, so make sure before writing the name.

Example: Madison Joe

Value(in $):

Here comes the main thing that why the check is to be written. Value(in $) will be on the right side of the check, where you need to write only the number of the exact amount to be transferred from your account, so don’t write higher values :P.

Example : $89,243.78

Value(in words):

After writing the value in $, you must write the same value as in words too it is for confirmation purpose. So check the number value that you have written and write those values as words in this section where dollar must be in words and cents can either be numerical or alphabet.

Example: Eighty-nine thousand two hundred forty-three dollars and 78 cents

Signature

At last, you need to add your signature after verifying every detail on the check. The signature must be the same as the one which you did while opening your bank account

Memo

This section is the additional one filling this is up to your choice. Here you can write why the check is given.

How to write a check:

Follow the below-mentioned steps to fill out your check

  • Fill the date in the top right corner of the check
  • Write the name of the recipient on “Pay to” section
  • Enter the value to be transferred from your account to recipient in numerical values with $ symbol
  • Now write the word of the value that you have written above
  • Then make your signature at the end
  • Additionally, you can write the memo to your check which is basically a note for the payment

Important points while filling a Check

  • Fill your check as neat as possible
  • Don’t use cursive letters
  • If you make any mistake on the check, tear it and throw away
  • Double-check every spelling wrote on the check

If possible write and send me a check too 😛

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